信用貸款指依借款人信用紀錄及財力狀況審核的貸款，借款人不須提供擔保品，僅憑自己的條件作為還款保證。信貸是銀行主要的放款方式，因為無抵押風險較大，銀行通常會對借款人的還款來源、職業屬性、名下債信狀況等進行詳細的考察，因此有些人不容易�

Unique Reps in the U.N. Human Rights Council called for that withdrawal from the Monthly bill and additional time for consultation. In a very letter, two associates of the council criticized its ambiguities: “The obligations to “expeditiously�?take out information and report it to legislation enforcement inside of a “affordable�?time